- 1.75%Cash back at Shell
- 1.5%Cash back on gas and office supplies
- 0.75%Cash back on all other purchases
Get 10% cash back on gas, office supplies, and recurring cell phone/internet bills for 3 months.
Earn 1.75% cash back at Shell, 1.5% on gas, office supplies, and recurring phone bills.
The standout feature here is the BMO CashBack Business Mastercard's no annual fee combined with high cash back rates on essential business expenses, making it a cost-effective choice for small business owners looking to maximize their rewards without incurring extra costs.
Pros:
- No annual fee
- High cash back on specific categories
Cons:
- Higher interest rates
- Limited cash back categories
The BMO CashBack Business Mastercard is particularly suitable for small business owners seeking a no-annual-fee credit card that offers competitive cash back on essential expenses. With its straightforward rewards structure and welcome bonus, it provides an effective option for those looking to optimize their business spending without incurring additional fees.