Annual fee
CA$150
Rewards rate
5%-1%
Welcome Bonus
100,000 BMO Rewards points
Apply Now →on BMO's website
- 5%BMO Rewards points on travel
- 3%BMO Rewards points on dining
- 1%BMO Rewards points on all other purchases
Welcome Bonus:
Earn 45,000 points after spending $5,000 in the first 110 days, plus more for higher spending tiers.
Reward Rate:
Earn 5 points per dollar spent on travel, 3 points on dining, and 1 point on everything else.
The BMO Ascend World Elite Mastercard is a premium rewards card that excels in earning points on travel and dining, making it a top choice for frequent travelers looking for high rewards.
Pros:
- High earning potential on travel and dining
- Includes premium travel benefits
Cons:
- Annual fee applies
- Requires significant spending to maximize bonuses
The BMO Ascend World Elite Mastercard is best suited for individuals who frequently travel and dine out, as it offers a robust rewards structure that maximizes points in these categories. With its annual fee of CA$150 and a substantial welcome bonus, it is ideal for those who can leverage the benefits to justify the cost.