Annual fee
CA$0
Rewards rate
1%-3%
Welcome Bonus
1,600 bonus AIR MILES
Apply Now →on BMO's website
- 3xMiles at participating AIR MILES partners
- 2xMiles on groceries, wholesale, and liquor stores
- 1Miles for every $25 spent
Welcome Bonus:
Get up to 1,600 bonus AIR MILES after spending $1,500 in the first 110 days.
Reward Rate:
Earn 1 AIR MILES for every $25 spent, 3x the miles at partners, and 2x miles on groceries.
The standout feature of the BMO Air Miles Mastercard is its ability to earn 3x miles at partners, making it a strong contender for those who frequently shop at AIR MILES locations.
Pros:
- No annual fee
- Accelerated rewards on everyday spending
Cons:
- Higher interest rates
- Limited rewards compared to premium options
The BMO Air Miles Mastercard is an ideal option for consumers who regularly shop at AIR MILES partner locations, thanks to its enhanced earning potential of up to 3x miles. With no annual fee and a welcome bonus of 1,600 AIR MILES, it may particularly appeal to those looking to maximize rewards on everyday purchases without incurring additional costs.