American Express Platinum Card 2026 Review

American Express Platinum Card4.0/5

American Express

Annual fee
CA$799
Rewards rate
5%-1%
Welcome Bonus
100,000 points
Apply Now →on American Express's website

  • 5xPoints on flights/prepaid hotels
  • 1xPoints on other purchases

Welcome Bonus:

Earn 100,000 Membership Rewards points after spending $10,000 in the first 3 months.

Reward Rate:

Earn 5x points on flights/prepaid hotels, 1x on other purchases.

This card is designed for individuals who travel frequently and can utilize the extensive luxury perks, making it a top-tier choice for premium travelers.

Pros:

  • Extensive travel and lifestyle rewards
  • Comprehensive airport lounge access

Cons:

  • Very high annual fee
  • Requires significant spending to maximize benefits
Apply now →

The American Express Platinum Card is best suited for frequent travelers who can take full advantage of its extensive benefits and rewards structure, including luxury perks and high earning potential on travel-related purchases. While the annual fee is significant, those who prioritize premium travel experiences may find the card's offerings justify the cost.

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