American Express Platinum Card 2026 Review

American Express Platinum Card4.0/5

American Express

Annual fee
CA$799
Rewards rate
5%-1%
Welcome Bonus
100,000 Membership Rewards points
Apply Now →on American Express's website

  • 5%Points on travel booked through American Express Travel
  • 1%Points on all other purchases

Welcome Bonus:

Earn up to 100,000 Membership Rewards points upon spending $10,000 in the first three months.

Reward Rate:

Earn 5 points for every $1 spent on travel booked through American Express Travel.

The American Express Platinum Card earns the #1 spot due to its unparalleled travel benefits and high earning potential on travel-related purchases. With a generous welcome bonus and exclusive perks, it is the best option for luxury travelers seeking maximum rewards.

Pros:

  • Extensive travel benefits
  • High earning potential

Cons:

  • Very high annual fee
  • Spending requirement for bonuses
Apply now →

The American Express Platinum Card is best suited for frequent travelers who can take full advantage of its extensive travel benefits and high earning potential on travel-related purchases. While the substantial annual fee may deter casual users, those who prioritize luxury travel experiences and value rewards in the form of Membership Rewards points may find this card to be a worthwhile investment.

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