American Express® Business Gold Rewards Card 2026 Review

Annual fee
CA$199
Rewards rate
1%-1%
Welcome Bonus
60,000 Membership Rewards® points
Apply Now →on American Express's website

  • 1MR point per dollar spent on all purchases

Welcome Bonus:

Earn 5,000 points for each monthly billing period in which they spend at least $1,000 in net purchases, for up to 12 consecutive months.

Reward Rate:

Earn 1 MR point per dollar spent on all purchases.

The American Express® Business Gold Rewards Card stands out as the top choice because it offers a straightforward rewards structure that is ideal for business spending, allowing cardholders to earn points on every dollar spent without complicated categories.

Pros:

  • Accelerated rewards for business spending
  • Comprehensive travel/purchase insurance

Cons:

  • High annual fee
  • Limited bonus points for high spend
Apply now →

The American Express® Business Gold Rewards Card is well-suited for small business owners who prefer a simple rewards structure and value flexibility in earning points on all purchases. With a competitive welcome bonus and a straightforward earning rate, it may appeal to those looking to maximize their rewards on everyday business expenses while also managing a reasonable annual fee.

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