American Express Business Gold Rewards Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

American Express Business Gold Rewards Card4.8/5

American Express

Annual fee
CA$199-CA$250
Rewards rate
4%-1%
Welcome Bonus
40,000 points
Apply Now →on American Express's website

  • 4%Points on top 2 eligible business spending categories
  • 3%Points on flights/prepaid hotels booked via AmexTravel.com
  • 1%Points on all other purchases

Welcome Bonus:

Earn 40,000 Welcome Bonus points.

Reward Rate:

Earn 4x points on your top 2 eligible business spending categories, 3x points on flights/prepaid hotels booked via AmexTravel.com, and 1x on all other purchases.

The American Express Business Gold Rewards Card stands out as the top choice because it offers exceptional earning potential with 4x points on the top two eligible business categories, making it ideal for businesses that can leverage these categories effectively.

Pros:

  • No limit to the number of Membership Rewards points
  • Points never expire

Cons:

  • Higher annual fee
  • Requires active management to maximize benefits
Apply now →

In summary, the American Express Business Gold Rewards Card is well-suited for small to medium-sized businesses that frequently spend in the top two eligible categories, allowing them to maximize their rewards potential. With its competitive earning structure and substantial welcome bonus, it is particularly beneficial for business owners looking to enhance their rewards on everyday expenditures.

Frequently Asked Questions