Lloyds Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
£0
Apply Now →on Lloyds's website
Regular APR:14.9% Variable APR

  • 1%Cashback on fuel and electric vehicle charging
  • 0.5%Cashback on other purchases

Welcome Bonus:

Earn 1% cashback on fuel and electric vehicle charging and 0.5% on other purchases.

Reward Rate:

Earn 1% cashback on fuel and charging, plus 0.5% on other purchases.

APR:

14.9% Variable APR

This card is particularly appealing for businesses that frequently spend on fuel, as it offers a solid cashback rate on fuel and electric vehicle charging, making it a practical choice for those in transportation or logistics.

Pros:

  • Cashback on fuel purchases
  • No annual fee for the first year

Cons:

  • Minimum spend threshold
  • Limited cashback on other purchases
Apply now →

The Lloyds Business Credit Card is a suitable option for small to medium-sized businesses, particularly those with significant fuel or electric vehicle charging expenses, due to its competitive cashback rate on these categories. With no annual fee and a straightforward rewards structure, it may also appeal to businesses seeking to manage everyday expenses without incurring additional costs.

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