Lloyds Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
£200
Apply Now →on Lloyds Bank's website
Regular APR:15.95%-null

  • 1%Cashback on fuel and electric vehicle charging
  • 0.5%Cashback on other purchases

Welcome Bonus:

Lloyds Bank currently offers a £200 welcome bonus for new business credit card applicants.

Reward Rate:

1% cashback on fuel and electric vehicle charging, and 0.5% on other purchases.

APR:

15.95%-null

A key differentiator is the £200 welcome bonus for new applicants, combined with cashback on fuel and EV charging, making the Lloyds Business Credit Card a compelling option for businesses focused on those expenses.

Pros:

  • No annual fee for the first year
  • Cashback on fuel and EV charging

Cons:

  • Annual fee after the first year
  • Minimum spend requirement
Apply now →

The Lloyds Business Credit Card may be particularly suitable for small businesses that frequently incur expenses related to fuel and electric vehicle charging, especially considering the £200 welcome bonus and cashback rewards. With no annual fee, it offers a straightforward financial tool for managing business spending, although its reward rate may be less appealing for those seeking higher cashback on a broader range of purchases.

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