Halifax Clarity Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Halifax Clarity Mastercard4.8/5

Halifax

Annual fee
£0
Rewards rate
0.25%-0%
Welcome Bonus
£20
Apply Now →on Halifax's website
Regular APR:23.9%-27.9% Variable APR

  • 0.25%Cashback available through Cashback Extras program

Welcome Bonus:

£20 cashback for new customers who make a purchase within the first 90 days of account opening.

Reward Rate:

No cashback on general purchases; cashback available through Cashback Extras program.

APR:

23.9%-27.9% Variable APR

What sets the Halifax Clarity Mastercard apart is its focus on fee-free spending abroad, making it a top choice for travelers who want to avoid foreign transaction fees.

Pros:

  • No annual fee
  • Fee-free spending abroad

Cons:

  • No cashback on general purchases
  • Limited cashback options
Apply now →

The Halifax Clarity Mastercard is particularly suitable for frequent travelers seeking a no-annual-fee card that allows for fee-free international spending. With a modest rewards rate and a welcome bonus, it offers a practical option for those prioritizing travel convenience over earning potential.

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