Halifax Clarity Mastercard
Halifax
Annual fee
£0
Rewards rate
0%-0.25%
Welcome Bonus
£20
Apply Now →on Halifax's website
Regular APR:23.9%-27.9% Variable APR
- No rewards breakdown available
Welcome Bonus:
£20 cashback for new customers who make a purchase within the first 90 days of account opening.
Reward Rate:
No cashback on general purchases; cashback available through Cashback Extras program.
APR:
23.9%-27.9% Variable APR
What sets the Halifax Clarity Mastercard apart is its focus on fee-free spending abroad, making it a top choice for travelers who want to avoid foreign transaction fees.
Pros:
- No foreign transaction fees
- No annual fee
Cons:
- Interest charged on cash withdrawals
- Limited cashback options
The Halifax Clarity Mastercard is particularly suitable for frequent travelers seeking to minimize costs associated with foreign transactions, thanks to its lack of annual fees and competitive exchange rates. However, individuals looking for substantial rewards or cashback may find the card's reward rate less appealing.