Funding Circle Business Cashback Credit Card 2026 Review

Annual fee
£0
Rewards rate
2%-1%
Welcome Bonus
£0
Apply Now →on Funding Circle's website
Regular APR:14.9%-34.9% Variable APR

  • 2%Cashback for the first 6 months (up to £2,000)
  • 1%Uncapped cashback after the introductory period

Welcome Bonus:

Earn up to £2,000 with 2% cashback for the first 6 months.

Reward Rate:

Earn 2% cashback for the first 6 months, then 1% uncapped cashback on everything you spend after that.

APR:

14.9%-34.9% Variable APR

The standout feature here is the impressive 2% cashback for the first six months, which allows businesses to earn significant rewards on their spending, making the Funding Circle Business Cashback Credit Card an attractive option for those looking to maximize their cash back.

Pros:

  • High introductory cashback rate
  • No annual fee

Cons:

  • Cashback limit during the first 6 months
  • Higher APR for some users
Apply now →

The Funding Circle Business Cashback Credit Card may be particularly suitable for small to medium-sized businesses that anticipate significant expenditures in the initial months of usage, as the 2% cashback rate for the first six months can lead to substantial savings. However, businesses should consider their long-term spending habits, as the cashback rate drops to 1% thereafter, and weigh it against other credit card options in the market.

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