Capital on Tap Business Pro Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital on Tap Business Pro Card4.6/5

Capital on Tap

Annual fee
£299
Rewards rate
1.25%-1%
Welcome Bonus
£100
Apply Now →on Capital on Tap's website
Regular APR:13.86%-34.96% Variable APR

  • 1.25%Cashback on preloaded card spend
  • 1%Cashback on all other card spend

Welcome Bonus:

Earn 10,000 bonus points when you spend £5,000 on your Pro business credit card in the first 3 months.

Reward Rate:

Earn 1.25% cashback on all preloaded card spend.

APR:

13.86%-34.96% Variable APR

What sets the Capital on Tap Business Pro Card apart is its premium features, including higher cashback rates on preloaded spending and exclusive benefits that cater specifically to small business owners, making it a strong contender for those looking to enhance their business expenses.

Pros:

  • Exclusive benefits for Pro members
  • Higher cashback on preloaded spending

Cons:

  • Annual fee may be high for some
  • Requires significant spending to maximize rewards
Apply now →

The Capital on Tap Business Pro Card is best suited for small business owners who can maximize its premium features and higher cashback rates on preloaded spending, justifying the £299 annual fee. Those who frequently manage business expenses may find value in the card's exclusive benefits, making it a practical option for enhancing their financial operations.

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