- 0.25%Cashback on everyday spending
Get £20 cashback when you transfer a balance of at least £2,500 within 60 days of opening the account.
0.25% cashback on everyday spending.
24.9%-28.9% Variable APR
The Barclaycard Platinum 36-month balance transfer card stands out as the top choice because it offers an impressive 0% interest on balance transfers for up to 36 months, providing significant financial relief for those looking to manage existing debt.
Pros:
- 0% interest on balance transfers for up to 36 months
- No fees for using the card abroad
Cons:
- Cashback does not apply to balance transfers
- Transfer fees may apply
The Barclaycard Platinum 36-month balance transfer card may be particularly suitable for individuals looking to consolidate existing credit card debt without incurring interest for an extended period, as it offers a lengthy 0% interest rate on balance transfers. With no annual fee and a modest welcome bonus, it can be a practical option for those focused on managing their finances effectively.