EBT Card Deposit Time by State in 2026

Knowing exactly when your EBT card reloads can make the difference between a stressful grocery run and a smooth one. Most states load SNAP benefits at midnight on your scheduled deposit date, but deposit times and schedules vary significantly by state — and getting the details wrong means waiting hours longer than necessary. Data from Propel confirms that midnight is the standard reload time across most states, though exceptions exist. If you rely on SNAP, understanding your state's schedule pairs well with other government assistance programs to stretch your household budget further. Let's get started!

Jump to

• Quick Answer
• Summary Table
• Full Listing

Summary Table

EBT Card Deposit Time by State in 2026

Below you'll find detailed information about each option, including what makes them unique and their key benefits.

1. Georgia

Georgia uses a staggered EBT deposit schedule based on the last digit of your case number, which determines exactly when your SNAP benefits load each month. Deposits are typically available by 6:00 AM on your assigned date. Knowing your case number's last digit helps you plan grocery trips without guessing when funds will appear.

Key deposit details:

• Benefits deposit on days 1–9 of the month based on case number
• Funds available as early as 6:00 AM ET on deposit day

2. Most States

Across the majority of U.S. states, SNAP benefits are deposited between midnight and 6:00 AM on your scheduled deposit date, meaning funds are usually accessible first thing in the morning. According to Propel, most states stagger deposits across the first 1–28 days of the month to avoid system overload. Your specific date is tied to your case number, Social Security number, or birth date depending on your state.

What to expect:

• Deposits typically post between 12:00 AM–6:00 AM on your assigned date
• Staggered schedules vary by state agency policy

3. Alaska

Alaska distributes EBT deposits on a fixed schedule where your benefit date is determined by the last digit of your case number, similar to many other states. However, Alaska residents should account for potential delays during state holidays or weekends, when deposits may shift to the next business day. Checking with the Alaska Division of Public Assistance can confirm your exact monthly deposit date.

Key deposit details:

• Deposit dates assigned based on last digit of case number
• Holiday or weekend dates may shift to the following business day

4. Arizona, North Carolina, Oregon

Residents in Arizona, North Carolina, and Oregon receive their SNAP benefits deposited across the first 1–28 days of the month, with each household assigned a specific date based on their case number or last name. Knowing your assigned deposit date helps you plan grocery shopping and avoid assuming funds arrive on the 1st. All three states typically process deposits overnight, meaning benefits are available early morning on your designated day.

Key deposit details:

• Arizona: staggered by case number across days 1–13
• North Carolina & Oregon: distributed across the first 1–28 days monthly

5. Kansas, Missouri, New Hampshire, Vermont, Washington

These five states spread SNAP benefit deposits across specific date ranges throughout the month, so your EBT card reload schedule depends entirely on your household's assigned day. In Washington and Missouri, deposit timing is often tied to the last digit of your case ID. Funds are typically available by midnight or early morning on the assigned date, though some recipients report slight delays during state system updates.

What to expect:

• Most deposits process between midnight and 6 a.m. on your assigned date
• Kansas and Vermont spread deposits across the first 1–10 days of the month

6. Texas

Texas distributes SNAP benefits across days 1–28 of the month based on the last digit of your Eligibility Determination Group (EDG) number, making it one of the most predictable EBT reload schedules in the country. According to Propel, Texas EBT deposits typically post between midnight and 3 a.m. Central Time on your assigned date. Checking your EDG number in your approval letter confirms exactly which date applies to your household.

Texas deposit schedule highlights:

• EDG numbers ending in 0 receive funds on the 1st; ending in 9 on the 28th
• Funds are generally accessible by early morning on deposit day

7. California

California EBT deposit timing follows a staggered schedule based on the last digit of your case number, spreading deposits across the first 10 days of each month. Benefits are typically available by 6:00 AM Pacific Time on your assigned deposit date. If your scheduled date falls on a weekend or holiday, funds are usually deposited the business day before, ensuring no delays in access.

Key deposit details:

• Case number last digit 1 = deposits on the 1st; digit 9 = deposits on the 9th
• Check your balance via the California EBT customer service line or the Propel app

8. Pennsylvania

Pennsylvania SNAP benefits are loaded onto EBT cards based on the last digit of your recipient ID number, with deposits spread across the 1st through the 10th of each month. Funds are generally available at midnight Eastern Time on your designated day. Pennsylvania recipients who need to verify their deposit schedule can contact the DHS helpline or log into their MyCOMPASS account for real-time benefit information.

What to know:

• Deposit days run from the 1st to the 10th depending on your case ID
• Holiday or weekend dates typically process on the preceding business day

9. Certain DSS State

States operating under a Department of Social Services (DSS) structure — such as New York and South Carolina — often set their own distinct EBT deposit schedules that differ from standard SNAP timelines. In these states, your benefit issuance date may be tied to your case number, birth date, or application date rather than a uniform staggered system. According to Propel, most DSS-administered states load benefits between midnight and 6:00 AM on the assigned date.

Important notes:

• Contact your local DSS office directly to confirm your specific issuance date
• Deposit rules, timing windows, and holiday policies vary significantly by DSS state

10. Florida

Florida EBT deposits are distributed across the month based on the last digit of your case number, which determines your specific benefit deposit date. Benefits typically load to your account by midnight on your scheduled day, so funds are usually available first thing in the morning. If your deposit day falls on a weekend or holiday, benefits still arrive on schedule without delay.

Key deposit details:

• Case number ending 1–9 = deposit dates 1st–28th of each month
• Contact ACCESS Florida at 1-866-762-2237 for deposit inquiries

11. Louisiana

Louisiana SNAP benefits are deposited over the first 23 days of each month, with your specific date determined by the last two digits of your case number. Funds are generally available by 12:01 a.m. on your assigned deposit date, meaning recipients can use their EBT card at stores starting early that morning. The Louisiana DCFS manages the schedule and can confirm your exact date.

Key deposit details:

• Last two digits 01–23 correspond to deposit dates 1st–23rd
• Call 1-888-524-3578 to verify your case number deposit date

12. Massachusetts

Massachusetts distributes EBT food assistance benefits across the first 14 days of the month, with your deposit date tied to the last two digits of your DTA case number. Funds are loaded overnight and are accessible by the morning of your scheduled date. Massachusetts also issues both SNAP and cash assistance on the same EBT card, so both benefit types follow a similar deposit timing structure.

Key deposit details:

• Case numbers ending 00–14 receive benefits on dates 1st–14th
• Contact DTA at 1-877-382-2363 to confirm your deposit schedule

13. New Jersey

New Jersey EBT deposits are distributed based on the last digit of your case number, with benefits typically hitting your account between midnight and 6 AM on your scheduled deposit day. The New Jersey Department of Human Services uses a staggered schedule across the first 23 days of each month to manage system load. Benefits are generally available as soon as the deposit processes, though your bank's posting times may add a short delay.

Key deposit details:

• Deposit day determined by last digit of case number (days 1–23)
• Funds typically accessible by early morning on deposit day
• Check balance via the ConnectEBT app or NJ SNAP customer service

14. New York

New York SNAP benefits are loaded based on the last two digits of your case number, spread across the first nine days of the month. According to Propel, most New York EBT deposits arrive between midnight and 6 AM Eastern Time on the scheduled date. New York City and upstate recipients follow the same statewide schedule, so your deposit timing doesn't change based on location within the state.

What to know:

• Benefits load on days 1–9 based on last two digits of case number
• Check balance via the ebtEDGE app or call 1-888-328-6399
• Deposits rarely post later than 8 AM on your assigned day

Final Words

EBT deposit times vary by state and benefit type, so knowing your schedule helps you plan purchases confidently. Whether you receive SNAP, cash benefits, or both, tracking your expenses alongside these 14 timing options keeps your budget on track — pick the approach that matches your deposit day.