Annual fee
CA$25
Rewards rate
null-0%
Welcome Bonus
0%
Apply Now →on TD's website
- No rewards breakdown available
Welcome Bonus:
Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening.
Reward Rate:
The TD Low Rate Visa Card does not feature standard cash back or travel points on everyday purchases.
A key differentiator is the TD Low Rate Visa Card's focus on providing a low ongoing interest rate of 12.90%, making it a solid choice for those who may carry a balance.
Pros:
- Low annual fee
- Competitive interest rate
Cons:
- No rewards on purchases
- Limited perks
The TD Low Rate Visa Card is best suited for individuals who frequently carry a balance and are looking to minimize interest charges, given its competitive ongoing interest rate of 12.90% and low annual fee of CA$25. However, those seeking rewards or bonuses may want to explore other options, as this card does not offer any rewards or welcome incentives.