TD Cash Back Visa Infinite Card 2026 Review

Annual fee
CA$139
Rewards rate
3%-1%
Welcome Bonus
CA$600
Apply Now →on TD Canada Trust's website

  • 3%Cash back on groceries, gas, EV charging, recurring bill payments, and streaming services
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn up to CA$600 in total value, featuring a 10% cash back rate on eligible purchases during the first 3 months (up to CA$3,500 in spending) and a first-year annual fee rebate.

Reward Rate:

Earn 3% cash back on groceries, gas, EV charging, recurring bill payments, and streaming services, plus 1% on all other purchases.

The TD Cash Back Visa Infinite Card shines for its robust rewards structure, offering 3% cash back on essential spending categories like groceries and gas. With a significant welcome bonus and a first-year fee waiver, it provides an attractive option for those looking to earn cash back on their everyday expenses.

Pros:

  • High cash back on essential categories
  • First-year annual fee waived

Cons:

  • Higher annual fee after the first year
  • Limited to specific categories for high rewards
Apply now →

The TD Cash Back Visa Infinite Card may be well-suited for individuals who frequently spend on groceries and gas, allowing them to maximize their cash back rewards. With its annual fee and comprehensive rewards structure, it is particularly appealing to those who can take advantage of the welcome bonus and benefit from a fee waiver in the first year.

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