TD Cash Back Visa Infinite Card 2026 Review

Annual fee
CA$139
Rewards rate
3%-1%
Welcome Bonus
CA$600
Apply Now →on TD Bank's website

  • 3%Cash back on groceries, gas, and recurring bills
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 10% cash back on eligible grocery, gas, and recurring bill payments for the first 3 months, up to a total spend of CA$3,500.

Reward Rate:

Earn 3% cash back on groceries, gas, electric vehicle charging, public transit, and recurring bills, plus 1% on all other purchases.

The TD Cash Back Visa Infinite Card excels with its generous cash back rates on essential spending categories, making it an excellent choice for those who prioritize everyday expenses. The welcome bonus and first-year fee rebate further enhance its attractiveness for new cardholders.

Pros:

  • High cash back on essential categories
  • First-year fee rebate available

Cons:

  • Annual fee may be a concern for some
  • Spending limits on high rewards
Apply now →

The TD Cash Back Visa Infinite Card is best suited for consumers who frequently spend in essential categories and are looking for a card that offers substantial cash back rewards. Its competitive welcome bonus and fee rebate in the first year make it particularly appealing for new cardholders seeking to maximize their cash back potential.

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