Scotia Momentum® Visa Infinite* Card 2026 Review

Annual fee
CA$0
Rewards rate
4%-1%
Welcome Bonus
CA$200
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries and recurring payments
  • 2%Cash back on gas and daily transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Get 10% cash back on up to $2,000 in purchases in the first three months.

Reward Rate:

Earn 4% cash back on groceries and recurring payments, 2% on gas and daily transit, and 1% on all other purchases.

The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers an impressive 4% cash back on groceries and recurring payments, making it ideal for everyday spending. With a generous welcome bonus and comprehensive travel insurance, it provides exceptional value for those who prioritize cash back rewards.

Pros:

  • High cash back rates on groceries and recurring payments
  • Comprehensive travel insurance included

Cons:

  • Annual fee applies after the first year
  • Cash back rates drop after certain spending limits
Apply now →

The Scotia Momentum® Visa Infinite* Card is well-suited for consumers who frequently spend on groceries and recurring bills, thanks to its high cash back rate of 4% in these categories. Additionally, the card's comprehensive travel insurance and welcome bonus make it an attractive option for those seeking to maximize rewards while maintaining robust travel coverage.

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