Scotiabank Gold American Express Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
45,000 Scene+ points
Apply Now →on Scotiabank's website

  • 6%Points on groceries, dining, and entertainment
  • 3%Points on gas and streaming
  • 1%Points on all other purchases

Welcome Bonus:

The Scotiabank Gold American Express Card currently offers up to 45,000 bonus Scene+ points and no annual fee in the first year.

Reward Rate:

Earn 6 Scene+ points per $1 spent on groceries, dining, and entertainment.

This card stands out for its exceptional rewards structure, particularly for those who spend heavily on groceries and dining. With no foreign transaction fees and a solid welcome bonus, it is a strong contender for rewards seekers.

Pros:

  • High rewards on key spending categories
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Income requirement of $60,000
Apply now →

The Scotiabank Gold American Express Card is particularly suited for individuals who frequently spend on groceries and dining, given its high rewards rate in these categories. Additionally, the lack of foreign transaction fees and the attractive welcome bonus make it a compelling option for those who travel or make purchases in other currencies.

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