Scotiabank Gold American Express® Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
CA$450
Apply Now →on Scotiabank's website

  • 6%Scene+ points on every $1 spent at Sobeys, Safeway, Freshco, Foodland and more
  • 5%Scene+ points for every $1 spent on groceries
  • 4%Scene+ points on dining
  • 3%Scene+ points on entertainment
  • 1%Scene+ points on all other purchases

Welcome Bonus:

Earn up to 45,000 Scene+ points (worth approximately CA$450) for new clients who spend CA$2,000 within the first 3 months.

Reward Rate:

Earn 6 Scene+ points per $1 spent at Sobeys, Safeway, Freshco, Foodland and more; Earn 5 Scene+ points for every $1 spent on groceries.

The Scotiabank Gold American Express Card stands out as the top choice because it offers an exceptional earning rate of 6 Scene+ points on groceries and dining, making it ideal for those who frequently spend in these categories. Additionally, the lack of foreign transaction fees enhances its appeal for travelers.

Pros:

  • No foreign transaction fees
  • High point-earning potential on groceries and dining

Cons:

  • Annual fee applies
  • High spending requirement for welcome bonus
Apply now →

The Scotiabank Gold American Express® Card is particularly suitable for individuals who regularly spend on groceries and dining, thanks to its high rewards rate in these areas. Additionally, the absence of foreign transaction fees makes it an attractive option for frequent travelers looking to maximize their rewards while minimizing extra costs.

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