Scotia Momentum Visa Infinite Card
Scotiabank
- 4%Cash back on groceries and recurring bill payments
- 2%Cash back on gas, transit, rideshares, and food delivery
- 1%Cash back on all other purchases
Get 10% cash back on up to $2,000 in purchases in the first three months. Plus, pay no annual fees in your first year.
Earn 4% cash back on groceries and recurring bill payments, 2% on gas, transit, rideshares, and food delivery, plus 1% on all other purchases.
The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers an impressive 4% cash back on groceries and recurring payments, making it ideal for households with high grocery expenses. Its first-year fee waiver adds significant value, allowing users to maximize rewards without upfront costs.
Pros:
- High cash back on groceries
- No annual fee in the first year
Cons:
- Annual fee after the first year
- Limited to specific categories for higher rewards
The Scotia Momentum Visa Infinite Card is well-suited for consumers who frequently spend on groceries and recurring bills, given its generous cash back rewards structure. With an annual fee of CA$120, it may appeal to those who can leverage the first-year fee waiver and maximize the card's benefits through substantial everyday expenditures.