Scotia Momentum Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
CA$300
Apply Now →on Scotiabank's website

  • 4Cash back on groceries and recurring bills
  • 2Cash back on gas and transit
  • 1Cash back on all other purchases

Welcome Bonus:

Earn 15% cash back on all eligible purchases in your first 3 months (up to a maximum spend of CA$2,000).

Reward Rate:

Earn cash back on everyday necessities like groceries and recurring bills.

What sets the Scotia Momentum Visa Infinite apart is its high cash back rate on essential spending categories, making it a top choice for those who prioritize everyday purchases. The welcome bonus further enhances its appeal, providing significant cash back opportunities right from the start.

Pros:

  • High cash back on groceries
  • No annual fee in the first year

Cons:

  • Limited to a maximum spend for cash back
  • Annual fee after the first year
Apply now →

The Scotia Momentum Visa Infinite Card is particularly suitable for individuals who frequently spend on everyday categories such as groceries and gas, as it offers a competitive cash back rate in these areas. With its annual fee and welcome bonus, this card may appeal to those looking for a robust rewards program tailored to their essential spending habits.

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