Annual fee
CA$20
Rewards rate
0%-0%
Welcome Bonus
0.99% for 10 months
Apply Now →on RBC's website
- No rewards breakdown available
Welcome Bonus:
Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers.
Reward Rate:
The RBC Visa Classic Low Rate Option does not offer rewards points or cash back on purchases.
The RBC Visa Classic Low Rate Option is tailored for those seeking a low, fixed interest rate, making it an excellent choice for individuals focused on managing their credit card debt effectively.
Pros:
- Low fixed interest rate
- Introductory balance transfer rate
Cons:
- Limited rewards
- Annual fee applies
The RBC Visa Classic Low Rate Option is ideal for consumers who prioritize a low fixed interest rate over rewards, making it particularly suitable for those looking to manage existing credit card debt or seeking a straightforward credit solution with a minimal annual fee.