Annual fee
CA$48
Rewards rate
3%-1%
Welcome Bonus
14,000 Avion points
Apply Now →on RBC's website
- 3%Cash back on groceries, gas, dining, and more
- 1%Cash back on all other purchases
Welcome Bonus:
Earn 14,000 Avion points upon approval, equivalent to up to CA$100 in gift cards.
Reward Rate:
Earn 3x Avion points on groceries, gas, dining, and more.
What sets the RBC ION+ Visa apart is its straightforward rewards structure, offering 3x points on essential spending categories like groceries and gas. This makes it an excellent choice for those who want to earn rewards without a hefty annual fee.
Pros:
- Low monthly fee
- Good rewards on everyday spending
Cons:
- Limited high-reward categories
- Annual fee for non-students
The RBC ION+ Visa Credit Card is well-suited for consumers who prioritize earning rewards on everyday purchases such as groceries and gas while maintaining a low annual fee. Its straightforward rewards structure and appealing welcome bonus make it a practical option for those looking to maximize their rewards without incurring significant costs.