- No rewards breakdown available
You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening.
The MBNA True Line Gold Mastercard offers a low interest rate and a promotional balance transfer rate.
What sets the MBNA True Line® Gold Mastercard apart is its low purchase interest rate of 10.99%, making it an excellent choice for those who may carry a balance.
Pros:
- Lowest interest rate among MBNA cards
- Good balance transfer offer
Cons:
- Annual fee applies
- Limited rewards
The MBNA True Line® Gold Mastercard® is best suited for individuals who anticipate carrying a balance and are looking for a credit card with a low purchase interest rate of 10.99%. With a modest annual fee and no rewards program, this card prioritizes cost-effective borrowing over rewards, making it ideal for those focused on managing debt rather than earning points.