MBNA True Line® Gold Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

MBNA True Line® Gold Mastercard4.6/5

MBNA

Annual fee
CA$39
Rewards rate
N/A
Welcome Bonus
0%
Apply Now →on MBNA's website

  • No rewards breakdown available

Welcome Bonus:

You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening.

Reward Rate:

N/A

What sets the MBNA True Line® Gold Mastercard apart is its low interest rate of 10.99%, making it a great option for those who want to save on interest while managing their finances.

Pros:

  • Lowest interest rate from MBNA
  • Low annual fee

Cons:

  • No rewards
  • Higher annual fee than the standard True Line card
Apply now →

The MBNA True Line® Gold Mastercard is well-suited for individuals seeking to minimize interest payments on their credit card balances, thanks to its competitive low interest rate of 10.99%. With a modest annual fee and no rewards structure or welcome bonus, this card is ideal for those who prioritize cost-effective borrowing over perks.

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