- 4%Cash back on groceries and gas
- 2%Cash back on dining, transportation, and recurring payments
- 1%Cash back on all other eligible purchases
Earn up to CA$350 in total value, including a 10% cash back tier.
4% cash back on groceries and gas, 2% cash back on dining, transportation, and recurring payments, 1% cash back on all other eligible purchases.
What sets the CIBC Dividend Visa Infinite apart is its tiered cash back structure, allowing cardholders to earn 4% on groceries and gas, which is particularly beneficial for families. The welcome bonus adds significant value, making it a strong contender for those who spend heavily in these categories.
Pros:
- High cash back on groceries and gas
- Flexible redemption options
Cons:
- Annual fee
- Higher interest rates
The CIBC Dividend Visa Infinite card is well-suited for consumers who frequently spend on groceries and gas, particularly families looking to maximize their cash back rewards. With its tiered structure and a substantial welcome bonus, this card offers significant value for those who can leverage its highest earning categories.