BMO VIPorter World Elite Mastercard 2026 Review

Annual fee
CA$199
Rewards rate
3%-1%
Welcome Bonus
CA$2,400
Apply Now →on BMO's website

  • 3%Points on Porter flights
  • 2%Points on dining, groceries, gas, and transportation
  • 1%Points on all other purchases

Welcome Bonus:

Get up to 70,000 VIPorter points and a round-trip companion pass.

Reward Rate:

Earn 3 points per CA$1 on Porter flights, 2 points per CA$1 on dining, groceries, gas, and transportation, and 1 point on other purchases.

The BMO VIPorter World Elite Mastercard is designed for frequent travelers with Porter Airlines, offering robust rewards on flights and dining. Its standout features include a generous welcome bonus and a companion pass, making it an excellent choice for those who travel often with Porter.

Pros:

  • High points on Porter purchases
  • Companion pass benefit

Cons:

  • High annual fee
  • Income requirement of CA$80,000
Apply now →

The BMO VIPorter World Elite Mastercard is particularly suitable for frequent travelers who primarily use Porter Airlines, as it offers substantial rewards on travel and dining expenses. With its high welcome bonus and additional travel perks, this card may also appeal to consumers looking to maximize their benefits in these categories, though the annual fee should be considered against individual spending habits.

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