Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
Up to 70,000 bonus points
Apply Now →on BMO's website
- 5%Points on groceries, dining, gas, and transit
- 1%Points on all other purchases
Welcome Bonus:
30,000 points after spending CA$4,000 in the first 110 days, plus additional points for higher spending.
Reward Rate:
Earn 5x points on groceries, dining, gas, and transit, and 1x on all other purchases.
The BMO Eclipse Visa Infinite Card is ideal for individuals who want to maximize rewards on everyday purchases like dining and groceries while benefiting from a substantial welcome bonus.
Pros:
- High earning potential on everyday purchases
- Lifestyle credit adds extra value
Cons:
- Annual fee may deter some users
- Spending requirements for welcome bonus
The BMO Eclipse Visa Infinite Card is well-suited for consumers who frequently spend on dining and groceries, offering a high rewards rate in these categories along with a significant welcome bonus. However, potential applicants should consider the annual fee and their spending habits to determine if the card aligns with their financial goals.