Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
70,000 to 80,000 BMO Rewards points
Apply Now →on BMO's website
- 5%Points on takeout or delivery
- 1%Points on all other purchases
Welcome Bonus:
Offers a welcome bonus of up to 70,000 to 80,000 BMO Rewards points, plus an annual fee waiver in your first year.
Reward Rate:
Earn 5 points per $1 spent on takeout or delivery from restaurants and apps.
A key differentiator is the BMO eclipse Visa Infinite Card's focus on maximizing rewards for dining and takeout, making it an excellent choice for food lovers who want to earn points quickly.
Pros:
- High points earning on dining and takeout
- First-year annual fee waived
Cons:
- High annual fee after the first year
- Limited to specific categories for high rewards
The BMO eclipse Visa Infinite Card is particularly well-suited for frequent diners and those who prioritize earning rewards on food-related purchases, given its high reward rates in this category. With a competitive welcome bonus and a reasonable annual fee, it may appeal to consumers looking for a card that maximizes rewards in their everyday spending.