BMO eclipse Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
CA$1,150
Apply Now →on BMO's website

  • 5xBMO Rewards points on groceries, dining, gas, and transit
  • 1xBMO Rewards points on all other purchases

Welcome Bonus:

Earn up to 70,000 to 80,000 points, plus a first-year annual fee waiver and a CA$50 lifestyle credit.

Reward Rate:

Earn 5x BMO Rewards points per dollar on groceries, dining, gas, and transit, and 1x on other purchases.

The BMO eclipse Visa Infinite Card is a standout option for those looking to maximize rewards on everyday purchases, particularly with its 5x points on groceries and dining. The added lifestyle credit and potential for significant welcome bonuses make it a compelling choice for frequent spenders.

Pros:

  • High rewards on everyday spending categories
  • Lifestyle credit adds extra value

Cons:

  • Annual fee may deter some users
  • Spending limits on high rewards
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The BMO eclipse Visa Infinite Card is particularly well-suited for individuals who frequently spend on groceries and dining, as it offers a high reward rate in these categories. With its annual fee and additional lifestyle credits, it may appeal to those who can effectively leverage the card's benefits to maximize their rewards potential.

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