- 3%Cash back on groceries
- 1%Cash back on recurring bill payments
Get up to 5% cash back in your first 3 months and a CA$50 cash back bonus.
Earn 3% cash back on groceries and 1% back on recurring bill payments.
The BMO CashBack Mastercard is a standout for its 3% cash back on groceries, making it a top choice for grocery shoppers. Its no annual fee and generous welcome bonus further enhance its value proposition.
Pros:
- No annual fee
- High cash back on groceries
Cons:
- Lower cash back on other purchases
- Limited to grocery spending for maximum rewards
The BMO CashBack Mastercard is an appealing option for individuals who frequently purchase groceries and prefer a no-annual-fee credit card with a solid cash back reward structure. Its combination of a 3% cash back rate on grocery spending and a welcome bonus makes it particularly suitable for budget-conscious consumers looking to maximize their rewards without incurring additional costs.