Annual fee
£0
Rewards rate
N/A
Welcome Bonus
As of January 2026, TSB does not appear to offer a direct cash welcome bonus specifically for new credit card applications.
Apply Now →on TSB's website
Regular APR:24.9% Variable APR
- No rewards breakdown available
Welcome Bonus:
As of January 2026, TSB does not appear to offer a direct cash welcome bonus specifically for new credit card applications.
Reward Rate:
N/A
APR:
24.9% Variable APR
The standout feature here is the long 0% interest on purchases, allowing cardholders to manage their spending effectively without immediate interest charges.
Pros:
- 0% interest on purchases for up to 25 months
- No annual fee
Cons:
- No direct welcome bonus
- Variable APR
The TSB Credit Card may be suitable for individuals looking for a straightforward option with no annual fee and the benefit of a long 0% interest period on purchases, making it a viable choice for those who want to manage their spending without incurring immediate interest charges. However, potential customers should note the absence of rewards or welcome bonuses when considering their options.