The Co-operative Bank 3 Year Fixed Rate Visa
The Co-operative Bank
- No rewards breakdown available
No specific upfront 'welcome bonus' cash incentive, but provides long-term interest savings.
No direct rewards like cashback on this specific card.
8.9% Variable APR
This card stands out as a solid choice for those looking to manage their monthly repayments with a fixed interest rate for three years, making it ideal for budgeting without the worry of fluctuating rates.
Pros:
- Fixed rate on purchases and balance transfers for 3 years
- No annual fee
Cons:
- No direct rewards
- Reverts to variable rates after 3 years
The Co-operative Bank 3 Year Fixed Rate Visa is well-suited for individuals seeking stability in their credit card repayments through a fixed interest rate, making it an effective tool for budget-conscious consumers. With no annual fee and a structured repayment plan, this card may appeal to those who prefer predictability in their financial commitments.