Tesco Bank Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Tesco Bank Credit Card4.2/5

Tesco Bank

Annual fee
£0
Rewards rate
1%-5%
Welcome Bonus
N/A
Apply Now →on Tesco Bank's website
Regular APR:24.9% Variable APR

  • 5 pointsPer £4 spent at Tesco
  • 1 pointPer £4 spent on Tesco fuel
  • 1 pointPer £8 spent elsewhere

Welcome Bonus:

N/A

Reward Rate:

Collect 5 points per £4 spent in-store/online, 1 point per £4 on Tesco fuel, and 1 point per £8 elsewhere.

APR:

24.9% Variable APR

This card shines for its ability to earn Clubcard points on everyday purchases, making it a practical choice for Tesco shoppers looking to maximize their rewards.

Pros:

  • No annual fee
  • Earn Clubcard points on all spending

Cons:

  • Limited rewards outside Tesco
  • No large welcome bonus
Apply now →

The Tesco Bank Credit Card is well-suited for frequent Tesco shoppers who can benefit from earning Clubcard points on their everyday spending, particularly those who value a no-annual-fee option. With a competitive reward rate of 1%-5%, it offers a practical way to enhance shopping rewards without incurring additional costs.

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