Tesco Bank Credit Card 2026 Review

Tesco Bank Credit Card4.8/5

Tesco Bank

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
N/A
Apply Now →on Tesco Bank's website
Regular APR:12.9%-29.9% Variable APR

  • 5%Points earned at Tesco
  • 1%Points earned elsewhere

Welcome Bonus:

N/A

Reward Rate:

Earn 5 points for every £4 spent in Tesco (including fuel) and 1 point for every £8 spent elsewhere. Points can be converted into vouchers for discounted shopping, fuel, or 2x value with Reward Partners.

APR:

12.9%-29.9% Variable APR

The Tesco Bank Credit Card stands out as a great choice for those who frequently shop at Tesco, offering generous points on purchases. With no annual fee and the ability to convert points into vouchers, it provides excellent value for everyday spending.

Pros:

  • No annual fee
  • Earn points on everyday spending

Cons:

  • Variable APR can be high
  • Points earning rate changes for outside spending
Apply now →

The Tesco Bank Credit Card is particularly suitable for individuals who regularly shop at Tesco, as it offers a competitive rewards rate on purchases made within the store. With no annual fee, it presents a practical option for those looking to earn points on their everyday spending, although it may not be as beneficial for consumers who do not frequently shop at Tesco.

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