Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
Focus on ongoing rewards rather than large upfront cash bonuses.
Apply Now →on NatWest's website
Regular APR:12.9% Variable APR
- 1%Back at supermarkets
- 0.5%On other spending
Welcome Bonus:
Focus on ongoing rewards rather than large upfront cash bonuses.
Reward Rate:
1% back at supermarkets, 0.5% elsewhere.
APR:
12.9% Variable APR
This card shines for its straightforward rewards structure, particularly for those who frequently shop at supermarkets, making it a practical choice for everyday use.
Pros:
- No foreign transaction fees
- No annual fee
Cons:
- Limited rewards on non-supermarket spending
- Higher APR for some cards
The NatWest Credit Card Mastercard is an ideal option for individuals seeking a no-annual-fee card with a simple rewards structure, particularly benefiting those who regularly shop at supermarkets. Its straightforward earning potential makes it suitable for everyday spending without the complexities of tiered rewards or annual fees.