- 15%Cashback with selected retailers
The MBNA 0% Transfer and Purchase Card offers up to 23-24 months of 0% interest on both balance transfers and new purchases made within the first 60-90 days.
Access to MBNA Smart Rewards, offering up to 15% cashback with selected retailers.
24.94%-29.94% Variable APR
A key differentiator is the dual benefit of 0% interest on both purchases and balance transfers, making it a versatile choice for managing debt and new spending.
Pros:
- Long 0% interest period on purchases and transfers
- No annual fee
Cons:
- Variable APR after promotional period
- Transfer fee applies
The MBNA 0% Transfer and Purchase Credit Card is well-suited for individuals looking to manage existing debt through balance transfers while also making new purchases without accruing interest. With no annual fee and the flexibility of 0% interest for an introductory period, it may appeal to those seeking to optimize their finances without incurring additional costs.