- 1%Cashback on all purchases for the first year
- 0.25%Cashback on all purchases after the first year
Earn 1% cashback on all card purchases you make in the first year from account opening.
Earn 1% cashback on all purchases for the first 12 months, then 0.25% after that.
12.9% Variable APR
The standout feature of the Lloyds Ultra Visa Credit Card is its generous 1% cashback on all purchases during the first year, making it an attractive option for new cardholders. This card shines for its lack of foreign exchange fees, making it a great choice for international travelers.
Pros:
- 1% cashback for the first year
- No foreign exchange fees
Cons:
- Cashback rate drops after the first year
- Limited to cashback rewards only
The Lloyds Ultra Visa Credit Card may be particularly suitable for new cardholders looking to maximize cashback rewards on everyday spending, especially during the first year with its 1% cashback offer. Additionally, its absence of foreign exchange fees makes it an appealing option for those who frequently travel abroad.