Lloyds Bank Ultra Credit Card Visa
Lloyds Bank
Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
1%
Apply Now →on Lloyds Bank's website
Regular APR:12.9% Variable APR
- 1%Cashback on all purchases for the first year
- 0.25%Cashback on all purchases thereafter
Welcome Bonus:
1% cashback on all purchases for the first 12 months.
Reward Rate:
1% cashback on all purchases for the first year.
APR:
12.9% Variable APR
The standout feature here is the unlimited cashback for the first year, making it an attractive option for those who want to earn rewards on their everyday spending.
Pros:
- Unlimited cashback for the first year
- No annual fee
Cons:
- Lower cashback rate after the first year
- Limited to cashback rewards only
The Lloyds Bank Ultra Credit Card Visa may be a suitable choice for individuals seeking a no-annual-fee card that offers cashback on everyday purchases, particularly in its first year with unlimited rewards. However, the diminishing cashback rate after the introductory period may make it less appealing for long-term users who prioritize higher rewards.