- No rewards breakdown available
The main benefit is the extended 0% interest period on purchases (25 months) and balance transfers (23 months).
N/A
24.94% Variable APR
The Lloyds Bank Platinum 0% Purchase and Balance Transfer Credit Card stands out as the top choice because it offers an impressive 25 months of 0% interest on purchases, making it ideal for those looking to spread costs without incurring interest. Its balance transfer feature also provides a significant 23-month interest-free period, allowing users to consolidate debt effectively.
Pros:
- 0% interest on purchases and balance transfers
- No annual fee
Cons:
- Transfer fees apply
- Reverts to high APR after promotional period
The Lloyds Bank Platinum 0% Purchase and Balance Transfer Credit Card is particularly suitable for individuals seeking to manage large purchases or consolidate existing debt without incurring interest for an extended period. With a lengthy 0% interest offer on both purchases and balance transfers, this card can be a valuable tool for those looking to improve their financial flexibility.