Annual fee
£0
Rewards rate
null-null
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:26.74% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
This card does not offer rewards.
APR:
26.74% Variable APR
The Citi Secured Mastercard shines for its simplicity and focus on credit building, making it an ideal choice for those looking to establish or rebuild their credit history. Its lack of fees and straightforward structure make it accessible for many.
Pros:
- No annual fee
- Reports to all three major credit bureaus
Cons:
- No rewards or cash back
- Requires a refundable security deposit
The Citi Secured Mastercard is a suitable option for individuals seeking to establish or rebuild their credit history without incurring annual fees. Its straightforward structure makes it accessible to those who may have limited credit options, making it an effective tool for credit-building efforts.