Annual fee
£0
Rewards rate
N/A
Welcome Bonus
£20 cashback
Apply Now →on Barclaycard's website
Regular APR:24.9%-31.9% Variable APR
- No rewards breakdown available
Welcome Bonus:
Some variations may offer £20 cashback for transferring a balance of at least £2,500 within the first 60 days.
Reward Rate:
N/A
APR:
24.9%-31.9% Variable APR
The standout feature here is the no transfer fee for balance transfers, making it an attractive option for those looking to manage their debt without incurring additional costs.
Pros:
- 0% interest on balance transfers for up to 14 months
- No transfer fee
Cons:
- Limited time for balance transfers
- Higher APR for some users
The Barclaycard Platinum 14 Month Balance Transfer is a suitable option for individuals seeking to consolidate existing debt without facing transfer fees while benefiting from a lengthy introductory period. With no annual fee and a straightforward structure, it appeals particularly to those focused on efficient debt management rather than rewards.