Amex Nectar Card
American Express
Annual fee
£30 (£0 in your first year)
Rewards rate
2%-1%
Welcome Bonus
20,000 Nectar points
Apply Now →on American Express's website
Regular APR:36.1% APR variable
- 2Points on all purchases
- 3Points at Nectar partners
Welcome Bonus:
Earn 20,000 Nectar points when you spend £2,000 in the first three months.
Reward Rate:
Earn 2 Nectar points for every £1 spent.
APR:
36.1% APR variable
The standout feature of the Amex Nectar Card is its high earn rate of 2 Nectar points per £1 spent, making it an excellent choice for those who frequently shop at Nectar partners and want to maximize their rewards.
Pros:
- High earn rate on everyday spending
- Bonus points at Nectar partners
Cons:
- Annual fee after the first year
- High APR if balance is carried
The Amex Nectar Card is particularly suitable for consumers who regularly shop with Nectar partners and are looking to leverage a favorable rewards rate of 2 Nectar points per £1 spent. With its low annual fee, especially in the first year, it offers a valuable option for those seeking to earn rewards on their everyday purchases.