SimplyCash Card from American Express 2026 Review

Annual fee
CA$0
Rewards rate
2%-1.25%
Welcome Bonus
CA$100
Apply Now →on American Express's website

  • 2%Cash back on gas and groceries (up to CA$300 annually)
  • 1.25%Cash back on all other purchases

Welcome Bonus:

Earn 5% cash back on all purchases (up to CA$2,000 in purchases) in your first 3 months.

Reward Rate:

Earn 2% cash back on gas and groceries (up to CA$300 annually) and 1.25% on all other purchases.

What sets the SimplyCash Card apart is its straightforward cash back structure, making it an excellent choice for those who want a no-fee card that rewards common spending categories like gas and groceries.

Pros:

  • No annual fee
  • Simple cash back structure

Cons:

  • Lower cash back rates compared to premium cards
  • Caps on certain categories
Apply now →

The SimplyCash Card from American Express is well-suited for individuals seeking a no-annual-fee credit card that offers a straightforward cash back reward structure, particularly for everyday expenses such as gas and groceries. Its combination of a welcome bonus and competitive reward rates makes it an appealing option for consumers who prioritize simplicity and value in their spending.

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