Best Rewards Credit Cards this February 2026

What sets the Chase Sapphire Preferred® Card apart is its robust rewards structure tailored for travelers, offering 5x points on travel booked through Chase. This card is particularly appealing for those looking to maximize their travel rewards and enjoy premium benefits.

The $95 annual fee is worth it if you dine out or order delivery often, as you'll earn 3 points per dollar spent on restaurants.

To qualify for the Chase Sapphire Preferred, you'll likely need a very good credit score of 740 or higher.

The standout feature of the Wells Fargo Active Cash® Card is its straightforward 2% cash back on all purchases, making it an excellent choice for those who prefer simplicity in their rewards. With no annual fee and a generous welcome bonus, it appeals to a wide range of consumers.

Yes, the Wells Fargo Active Cash® Card is a credit card that offers unlimited 2% cash back on all purchases.

The Wells Fargo Active Cash® Card is a good option for those with a credit score of 700 or higher, offering a $200 cash rewards bonus after spending $500 in the first 3 months and no annual fee.

This card shines for its exceptional cash back rates on dining and entertainment, making it a top choice for those who frequently indulge in these categories. With no annual fee and a generous welcome bonus, it provides significant value for cardholders.

Yes, the Capital One Savor Cash Rewards Credit Card is a great choice with no annual fee, solid rewards, and easy approval options.

It can be challenging to get approved for the Capital One Savor Cash Rewards Credit Card, as you typically need good credit and a stable income.

A key differentiator for the Discover it® Cash Back card is its unique Cashback Match, which effectively doubles the rewards earned in the first year. This card is particularly appealing for those who enjoy maximizing their cash back through rotating categories.

Approval for the Discover it® Cash Back card is likely if you have good or excellent credit, typically a score between 670 and 850.

The card offers 5% cash back on rotating categories each quarter (up to $1,500 in spending) and 1% on all other purchases. Additionally, Discover matches all cash back earned at the end of the first year.

Currently, the 5% cashback categories include Grocery Stores, Wholesale Clubs, and Select Streaming Services, valid until March 31, 2026, on up to $1,500 in purchases when activated.

The Blue Cash Everyday® Card from American Express is an excellent option for everyday spending, offering high cash back rates on essential categories like groceries and gas. Its no annual fee structure makes it accessible for all consumers looking to maximize their rewards.

The Blue Cash Everyday® Card from American Express is great for those who spend heavily on gas and groceries, offering a $200 statement credit after spending $2,000 in the first 6 months, all with a $0 annual fee.

Your credit limit will vary based on your financial circumstances, but common limits for the Blue Cash Everyday® Card range from $3,000 to $10,000.

Approval for the Amex Blue Cash Everyday® Card typically requires good credit or better, along with other financial factors.

You can choose to pay off your balance in full each month or pay the minimum amount due, with an APR ranging from 19.49% to 28.49%.