Simplii Financial Cash Back Visa Card 2026 Review

Annual fee
CA$0
Rewards rate
4%-1.5%
Welcome Bonus
CA$100
Apply Now →on Simplii Financial's website

  • 4%Cash back on restaurants and bars
  • 1.5%Cash back on gas, groceries, and drugstores
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn up to $100 cash back in your first 3 months when you spend up to $500.

Reward Rate:

Earn 4% cash back on restaurants/bars and 1.5% on gas, groceries, and drugstores.

The Simplii Financial Cash Back Visa Card offers an attractive cash back structure with no annual fee, making it a great option for those who frequently dine out. Its welcome bonus adds extra value, appealing to new cardholders looking to maximize their rewards.

Pros:

  • High cash back on restaurants
  • No annual fee

Cons:

  • Limited to specific categories for high cash back
  • Not available in Quebec
Apply now →

The Simplii Financial Cash Back Visa Card is well-suited for individuals who prioritize cash back rewards, particularly those who often spend on dining and everyday purchases. With no annual fee and a competitive reward structure, it presents a solid choice for consumers seeking to enhance their spending without incurring additional costs.

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