Simplii Financial Cash Back Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Simplii Financial Cash Back Visa4.6/5

Simplii Financial

Annual fee
CA$0
Rewards rate
4%-1.5%
Welcome Bonus
CA$100
Apply Now →on Simplii Financial's website

  • 4%Cash back on restaurant/bar purchases
  • 1.5%Cash back on gas, groceries, and drugstores

Welcome Bonus:

The Simplii Financial Cash Back Visa Card offers a welcome bonus of 20% cash back on eligible gas, groceries, drugstore purchases, and pre-authorized payments for the first 3 months, up to a maximum spend of CA$500.

Reward Rate:

After the welcome bonus period, the card offers high ongoing rewards, including 4% on restaurant/bar purchases and 1.5% on gas, groceries, and drugstores.

What sets the Simplii Financial Cash Back Visa apart is its impressive 4% cash back on restaurant purchases, making it a great option for food lovers while maintaining a no-annual-fee structure.

Pros:

  • No annual fee
  • High rewards on restaurant purchases

Cons:

  • Limited to specific categories for maximum rewards
  • Cash back is capped on certain categories
Apply now →

The Simplii Financial Cash Back Visa is well-suited for individuals who frequently dine out and want to maximize their rewards without incurring an annual fee. Its competitive cash back rates, particularly on restaurant purchases, make it an attractive choice for those seeking to earn rewards on everyday spending.

Frequently Asked Questions

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