Simplii Financial Cash Back Visa 2026 Review

Simplii Financial Cash Back Visa4.8/5

Simplii Financial

Annual fee
CA$0
Rewards rate
4%-0.5%
Welcome Bonus
CA$100
Apply Now →on Simplii Financial's website

  • 4%Cash back on restaurants/bars
  • 1.5%Cash back on gas, groceries, and drugstores
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn up to $100 cash back in your first 3 months when you spend up to $500 on eligible gas, groceries, drugstore purchases and pre-authorized payments.

Reward Rate:

Earn 4% cash back on restaurants/bars (up to $5,000 annually), 1.5% on gas, groceries, and drugstores (up to $15,000 annually), and 0.5% on all other purchases.

The Simplii Financial Cash Back Visa stands out as the top choice because it offers a remarkable 4% cash back on dining and restaurants, making it ideal for food lovers. With no annual fee and a straightforward rewards structure, it provides excellent value for everyday spending.

Pros:

  • No annual fee
  • High cash back on dining and groceries

Cons:

  • Limited to specific categories for high cash back
  • Cash back caps apply
Apply now →

The Simplii Financial Cash Back Visa is well-suited for individuals who frequently dine out and prefer a straightforward rewards program without an annual fee. Its competitive cash back rates, particularly on dining, make it an attractive option for those looking to maximize rewards on everyday expenses.

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