Scotiabank Platinum American Express Card 2026 Review

Annual fee
CA$399
Rewards rate
2%-2%
Welcome Bonus
80,000 Scene+ points
Apply Now →on Scotiabank's website

  • 2%Scene+ points on all purchases

Welcome Bonus:

Earn up to 80,000 Scene+ points with a total of $10,000 in spending within the first 14 months.

Reward Rate:

Earn 2X Scene+ points for every $1 spent on all eligible purchases.

The Scotiabank Platinum American Express Card shines for its extensive travel benefits and high rewards rate, making it a premier choice for frequent travelers who can take advantage of its features.

Pros:

  • High rewards on travel purchases
  • Comprehensive travel insurance

Cons:

  • High annual fee
  • Requires significant spending to unlock bonus
Apply now →

The Scotiabank Platinum American Express Card is well-suited for frequent travelers who can maximize its generous rewards rate and extensive travel benefits, particularly those who will utilize the card's value to offset its CA$399 annual fee. However, it may not be the best option for occasional spenders or those who prefer a lower-cost card without an annual fee.

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