RBC Ion Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

RBC Ion Visa4.6/5

RBC Royal Bank

Annual fee
CA$0
Rewards rate
1.5%-1%
Welcome Bonus
4,000 points
Apply Now →on RBC Royal Bank's website

  • 1.5XPoints on groceries, gas, rideshare, streaming services, and digital gaming
  • 1XPoints on all other purchases

Welcome Bonus:

The RBC ION Visa provides 4,000 points on approval and 7,000 bonus points after spending $500 in the first 3 months.

Reward Rate:

Earn 1.5X points on groceries, gas, rideshare, streaming services, and digital gaming, and 1X points on all other purchases.

This card shines for its flexibility in earning Avion points on everyday purchases, making it a solid choice for those who frequently shop at grocery stores and use rideshare services.

Pros:

  • No annual fee
  • Points never expire

Cons:

  • Lower rewards on non-eligible categories
  • Limited to RBC rewards program
Apply now →

The RBC Ion Visa is a suitable option for individuals who prioritize earning rewards on everyday spending without incurring an annual fee. Its appeal lies particularly in its enhanced earning potential for grocery shopping and rideshare services, making it a practical choice for those who seek to maximize their rewards in these categories.

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