RBC Ion+ Visa 2026 Review

Annual fee
CA$48
Rewards rate
3%-1.5%
Welcome Bonus
21,000 Avion points
Apply Now →on RBC's website

  • 3%Avion points on groceries, gas, dining, and more
  • 1.5%Avion points on other purchases

Welcome Bonus:

Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months.

Reward Rate:

Earn 3x Avion points on groceries, gas, dining, and more.

This card shines for its low monthly fee and high earning potential on essential purchases, making it a great option for those who want to earn rewards without a hefty annual cost.

Pros:

  • Low annual fee
  • Flexible redemption options

Cons:

  • Lower rewards on non-eligible categories
  • Limited bonus points
Apply now →

The RBC Ion+ Visa is well-suited for individuals seeking a cost-effective rewards credit card that offers higher earning potential on everyday spending categories. With its manageable annual fee and substantial welcome bonus, this card may appeal to budget-conscious consumers who prioritize maximizing rewards on essential purchases.

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