President’s Choice Financial World Elite Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
45%-10%
Welcome Bonus
CA$20
Apply Now →on PC Financial's website

  • 45Points per dollar at Shoppers Drug Mart
  • 30Points per dollar at Loblaws-affiliated grocery stores
  • 10Points per dollar on all other purchases

Welcome Bonus:

Earn 20,000 PC Optimum points (valued at CA$20) upon making your first purchase at a participating store within 60 days of approval.

Reward Rate:

Earn 45 points per dollar at Shoppers Drug Mart, 30 points per dollar at Loblaws-affiliated grocery stores, and 10 points on all other purchases.

The President’s Choice Financial World Elite Mastercard is an excellent choice for those who frequently shop at Loblaws and Shoppers Drug Mart, offering high rewards without an annual fee. The welcome bonus adds immediate value, making it a practical option for everyday spending.

Pros:

  • No annual fee
  • High rewards at grocery stores

Cons:

  • Requires a minimum income of CA$80,000
  • Limited to specific retailers for maximum rewards
Apply now →

The President’s Choice Financial World Elite Mastercard is well-suited for consumers who regularly shop at Loblaws and Shoppers Drug Mart, as it provides significant rewards for these purchases without an annual fee. Additionally, the welcome bonus enhances its appeal for those looking to maximize everyday spending benefits.

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