PC World Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

PC World Mastercard4.2/5

PC Financial

Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
20,000 points
Apply Now →on PC Financial's website

  • 4.5%Points at Shoppers Drug Mart
  • 3%Points at participating grocery stores
  • 1%Points on all other purchases

Welcome Bonus:

The PC World Mastercard offers a welcome bonus of 20,000 PC Optimum points when you spend CA$50 or more at participating stores within 60 days of account approval.

Reward Rate:

Earn 4.5% back in points at Shoppers Drug Mart and 3% back in points at participating grocery stores.

This card excels in providing high rewards at grocery and pharmacy purchases, making it a top choice for those who frequently shop at Loblaws and Shoppers Drug Mart.

Pros:

  • No annual fee
  • High rewards on grocery and pharmacy purchases

Cons:

  • Limited to specific retailers for maximum rewards
  • Points can only be redeemed at PC-affiliated stores
Apply now →

The PC World Mastercard is particularly suitable for consumers who regularly shop at grocery stores and pharmacies affiliated with Loblaws and Shoppers Drug Mart, as it offers a competitive rewards rate on these purchases without an annual fee. With a welcome bonus and solid ongoing rewards, it may appeal to those looking to maximize their benefits in everyday shopping categories.

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