PC Financial Mastercard
PC Financial
Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
CA$20
Apply Now →on PC Financial's website
- 4.5%Points on groceries/beauty
- 3%Points at participating stores
- 1%Points on all other spending
Welcome Bonus:
Earn 20,000 PC Optimum™ points after making your first purchase.
Reward Rate:
Earn 3%–4.5% in points on groceries/beauty and at least 1% on all other spending.
What sets the PC Financial Mastercard apart is its ability to earn high rewards specifically at grocery and beauty stores, making it an excellent choice for frequent shoppers at Loblaws and affiliated retailers.
Pros:
- No annual fee
- High rewards at grocery stores
Cons:
- Limited redemption options
- Points can expire
In summary, the PC Financial Mastercard is well-suited for consumers who frequently shop at Loblaws and its affiliated stores, as it offers competitive rewards rates on grocery and beauty purchases. With no annual fee and a modest welcome bonus, it may appeal to budget-conscious individuals looking to maximize their rewards in these specific categories.