Annual fee
CA$0
Rewards rate
2%-1%
Welcome Bonus
5,000 bonus Moi points
Apply Now →on RBC's website
- 2%Moi points on qualifying purchases
- 1%Moi points on all other purchases
Welcome Bonus:
3,000 points on your first purchase and an additional 2,000 points after spending CA$500 in the first three months.
Reward Rate:
Earn 2 Moi points for every CA$1 spent on qualifying purchases and 1 Moi point for every CA$1 spent elsewhere.
The standout feature here is its ability to earn double points at participating retailers, making it a great option for those who frequently shop at these locations.
Pros:
- No annual fee
- Double points at participating retailers
Cons:
- Limited to specific retailers for maximum rewards
- Lower earning potential outside of participating stores
The Moi RBC Visa Rewards Credit Card is well-suited for consumers who regularly shop at participating retailers and seek to maximize their rewards potential without incurring an annual fee. With its competitive reward structure and welcome bonus, it may appeal to budget-conscious individuals looking to earn points on everyday purchases.