MBNA Rewards Platinum Plus Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
4%-2%
Welcome Bonus
5,000 points
Apply Now →on MBNA's website

  • 4%Points on eligible restaurant, grocery, digital media, membership, and household utility purchases
  • 2%Points on all other purchases

Welcome Bonus:

Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days.

Reward Rate:

Earn 4 points on every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases during the first 90 days.

The MBNA Rewards Platinum Plus Mastercard is an excellent choice for those seeking a no-fee card with solid rewards on everyday spending. Its flexible redemption options make it appealing for a wide range of users.

Pros:

  • No annual fee
  • Flexible redemption options

Cons:

  • Lower rewards on non-bonus categories
  • Spending cap on bonus categories
Apply now →

The MBNA Rewards Platinum Plus Mastercard is particularly suitable for consumers who prefer a no-annual-fee credit card that offers competitive rewards on everyday purchases. With its flexible redemption options and a welcome bonus, it serves well for those looking to maximize value without incurring additional costs.

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