Firstcard 2026 Review

Firstcard4.0/5

Firstcard

Annual fee
CA$72-$144
Rewards rate
1%-0%
Welcome Bonus
CA$10
Apply Now →on Firstcard's website

  • 1%Unlimited cashback on eligible purchases

Welcome Bonus:

Firstcard offers a $10 cash bonus to both the referrer and the new cardholder when the new user spends at least $30 within 30 days of opening their account.

Reward Rate:

Firstcard offers cashback rewards on purchases, with Firstcard+ customers earning an additional 1% unlimited cashback on eligible credit card purchases.

Firstcard is designed to help users build credit without the burden of interest fees, making it an appealing choice for those new to credit. Its unique cashback structure and referral bonuses add extra value for users looking to maximize their benefits.

Pros:

  • No credit check required
  • 0% APR

Cons:

  • Annual fee can be high
  • Limited rewards on some purchases
Apply now →

Firstcard may be suitable for individuals looking to establish or improve their credit history without incurring interest charges, particularly those new to credit. Its cashback structure and referral bonuses can provide additional incentives, making it a practical option for users aiming to enhance their financial standing.

Frequently Asked Questions

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