First Progress Secured Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

First Progress Secured Credit Card4.2/5

First Progress

Annual fee
CA$39 to CA$49
Rewards rate
10%-1%
Welcome Bonus
N/A
Apply Now →on First Progress's website

  • 10%Cash back at select merchants
  • 1%Cash back on all other purchases

Welcome Bonus:

N/A

Reward Rate:

The First Progress Prestige Secured Mastercard offers 1% cash back on all purchases and up to 10% cash back at select merchants.

This card shines for its cash back rewards, particularly at select merchants, making it a strong contender for those looking to earn while they build credit. With a reasonable annual fee and a focus on credit reporting, it serves as a practical option for many.

Pros:

  • Offers cash back on purchases
  • Reports to all three major credit bureaus

Cons:

  • Annual fee applies
  • Cash advance rates can be high
Apply now →

The First Progress Secured Credit Card is well-suited for individuals looking to rebuild or establish their credit history while earning cash back rewards, particularly at select merchants. With a reasonable annual fee and a focus on credit reporting, it offers a practical solution for those prioritizing credit improvement alongside modest rewards.

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