- No rewards breakdown available
0% interest on balance transfers for up to 35 months.
Access to Virgin Money Cashback rewards.
27.9% Variable APR
This card shines for its impressive 35-month 0% interest on balance transfers, allowing users to consolidate debt effectively while also providing access to cashback rewards at selected retailers.
Pros:
- Long 0% interest period on balance transfers
- Cashback rewards available
Cons:
- Transfer fees apply
- Higher APR compared to others
The Virgin Money 35 Month Balance Transfer Credit Card Mastercard is particularly suitable for individuals looking to transfer existing credit card balances and manage their debt over an extended period without incurring interest, given its long 35-month introductory offer. However, potential users should note the absence of rewards or welcome bonuses, making it a more practical choice for those prioritizing debt consolidation over rewards accumulation.