Santander Edge 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Santander Edge4.6/5

Santander

Annual fee
£4
Rewards rate
1%-0%
Welcome Bonus
N/A
Apply Now →on Santander's website
Regular APR:37.8% APR variable

  • 1%Cashback on all purchases (up to £10 a month)

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cashback (up to £10 a month) on all purchases.

APR:

37.8% APR variable

The standout feature of the Santander Edge is its 1% cashback on all purchases, which can add up significantly for regular spenders, despite the monthly fee and higher APR.

Pros:

  • Cashback on all purchases
  • No foreign exchange fees

Cons:

  • Monthly account fee
  • High APR
Apply now →

The Santander Edge credit card may be suitable for individuals who frequently use their credit card for everyday purchases and can benefit from the 1% cashback reward, offsetting the £4 annual fee. However, potential applicants should consider the higher APR and evaluate whether the cashback will outweigh the cost of the fee for their spending habits.

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