Royal Bank of Scotland The Royal Bank Credit Card Mastercard 2026 Review

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
N/A
Apply Now →on Royal Bank of Scotland's website
Regular APR:12.9% Variable APR

  • 1%Rewards on supermarket spending
  • 0.25%Rewards on other spending

Welcome Bonus:

N/A

Reward Rate:

1% back on supermarket spend, 0.25% on other spending.

APR:

12.9% Variable APR

The Royal Bank of Scotland Credit Card is a solid choice for those who frequently shop at supermarkets, offering a competitive rewards structure and no foreign transaction fees, making it ideal for everyday use.

Pros:

  • No foreign transaction fees
  • Low annual fee

Cons:

  • Limited rewards on non-supermarket spending
  • Annual fee applies if not holding a Reward account
Apply now →

The Royal Bank of Scotland Credit Card Mastercard is well-suited for individuals who regularly shop at supermarkets and prefer to avoid foreign transaction fees, making it a practical option for everyday spending. With no annual fee and a straightforward rewards structure, it appeals to those seeking a no-frills credit card experience.

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